fbpx
Menu
Subscription-Based Financial Planning For All Ages

Subscription-Based Financial Planning For All Ages

27 Jun 2022
·

Health and money are two major concerns for individuals and families. If you lack these two important aspects to enjoy life, you want more of them, right? In a society where money talks and the lower, middle, and upper classes are treated differently, we are here to make financial planning affordable for everyone. 

Most financial planning services traditionally target large accounts, prioritizing those with large sums to invest. But what if you want financial guidance and don’t have that kind of money?

The answer is simple: subscription-based financial planning covers endless topics as you need them.

One thing is certain: whether you are just starting your career, approaching retirement, running a business, freewheeling as an entrepreneur, or well into your golden years, you need to invest in financial planning. Why? Because if you don’t control your money, it will control you. 

This article covers five big reasons that subscription-based financial planning is beneficial for all ages:

  1. It can accommodate any budget
  2. It covers many areas of finance
  3. It lessens perceived pressure 
  4. It offers clients significant professional support 
  5. It holds financial advisors accountable to deliver what they agree upon

 

Financial planning is important at any age

Financial literacy is not taught in primary schools, which leaves it up to the family. And let’s be honest, most family members are not well-versed in this area. Finding financial advisors without a minimum asset requirement who can provide a personalized experience can be a challenge. 

With Humanity Wealth Advisors, we cater to all ages, no matter how much money you have. We believe affordable financial planning should be readily available to everyone, so that’s what we provide, options!

Funny goggles. Portrait of cheerful little girl grandchild lying on floor with senior granny playing having fun look at camera show binoculars glasses of fingers. Good vision and eye care for all agesWho is financial planning for?

  • Financial newbies still in school
  • High school and college graduates
  • Couples who want to combine finances
  • Young families
  • Entrepreneurs
  • Business owners
  • People who need help separating or organizing finances
  • Investors who want to build more wealth
  • Pre-retirees
  • Retirees 

It doesn’t stop there. Remember, our children and grandchildren absorb everything we say and do, so they can learn from your healthier spending, saving, and investing habits moving forward.

 

1. Subscription-based financial planning accommodates any budget

Money shame should never hold you back from reaching out for help. We are here because we understand the obstacles of personal finance. With a personal financial advisor to back you, you can expect reliable financial advice, regardless of your income. 

Through an affordable subscription model, which most people are accustomed to these days, this option makes the most sense for people who aren’t operating at higher financial levels. Subscription offers frequent connections on your watch. And to support our mission of making the world better by allowing everyone to gain access to accurate financial information, we both win.

 

2. Subscription-based financial planning covers many areas of finance

By clearly defining what support you need or where you would like to start, you can benefit from precise financial guidance when you need it. This is an incredibly flexible way to get started with more responsible and aware money management, which is the foundation of building wealth. A dedicated financial planner can point you in the right direction leading to your financial goals. 

It can cover aspects such as:

  • Methods to Reduce Debt
  • How To Build Credit
  • Budgeting / Cash Flow
  • Creating An Emergency Fund
  • Organizing Finances
  • Large Life Events Funding
  • Employee Benefits
  • Investment Review
  • Education Planning
  • Retirement Planning
  • Social Security Planning
  • Estate Planning
  • Insurance Planning
  • Tax Planning
  • Charitable Giving

 

3. Subscription-based financial planning lessens pressure 

Some people shy away from getting financial help because it usually requires a change to form healthier habits. Others might have a subconscious block to obtaining financial success. Or, maybe it feels easier to delay it, which can manifest into a future struggle. 

Whatever your reason for not hiring a financial advisor yet, subscription-based financial planning can ease you into it, relieving the perceived pressure. At $50 a month, it could become one of the best investments you and your family make. Is it time to turn a new leaf?

 

4. Subscription-based financial planning offers clients significant professional support

Ethnic group of people profiles illustration. Many faces o peoplWork with a fiduciary-focused professional who operates with your best interests at heart. A subscription model enables you to dictate what services you receive. Instead of abiding by a schedule, you can reach out to your planner and ask for advice relevant to your immediate financial situation.

 

5. Subscription-based financial planning holds professionals accountable

Because you can opt out anytime, a subscription model ensures that your financial ally provides exactly what you need. You will only keep paying for financial advice if that advice proves to be useful. How convenient is that?

Your CERTIFIED FINANCIAL PLANNER™ PROFESSIONAL might feel like a breath of fresh air, offering financial education. Serving as your accountability partner, they can help you stay on track. Of course, you have to do your part as well.

 

A financial planner can help you save money, make sound, appropriate investments, and plan for the future

Is it time to improve your financial health? Make sure to do your research before choosing a planner to work with. A good financial planner will be worth their weight in gold. 

At Humanity Wealth, we understand the value of belonging; that’s why we operate with your best interests in mind while following a fiduciary standard. Our advisors can help you make better decisions about your financial future through subscription-based financial planning. *Offering affordable financial planning in the Bay Area, we also work with people in ten other states.

We would love to answer any questions you may have. Call us or contact our team, who looks forward to connecting with you. 

 

eBook Offer: 5 Easy Steps to Start Retirement Planning Now

*Humanity Wealth Advisors and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.

More about the author: Harry Sherdil
As a fiduciary financial advisor at an independent firm, Harry strives to offer the same resources, tools, and research as bigger firms while serving new and existing clients' best interests.
VIEW MORE POSTS BY Harry

Get Our Updates

Get our monthly newsletter that brings you news, tips, and tricks on meeting your financial goals.