{"id":1074,"date":"2022-05-05T06:00:46","date_gmt":"2022-05-05T13:00:46","guid":{"rendered":"https:\/\/humanitywealth.com\/?p=1074"},"modified":"2022-07-14T17:26:11","modified_gmt":"2022-07-14T17:26:11","slug":"dont-let-online-scams-ruin-your-finances","status":"publish","type":"post","link":"https:\/\/humanitywealth.com\/financial-literacy\/dont-let-online-scams-ruin-your-finances\/","title":{"rendered":"Don&#8217;t Let Online Scams Ruin Your Finances"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Nowadays, we find almost every single person constantly on their device. Whether it be for leisure or for work, people are glued to their devices. What\u2019s scary to think about is how we can be <\/span><i><span style=\"font-weight: 400;\">e-scammed <\/span><\/i><span style=\"font-weight: 400;\">regardless of what we\u2019re using our devices for.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>What is an online scam?\u00a0<\/b><\/h2>\n<ul>\n<li><span style=\"font-weight: 400;\"> Let\u2019s say you receive a text message stating that you need to log into your bank account to validate your information for the bank. <\/span>\n<ul>\n<li>You start worrying about what could possibly be wrong and click the link in stress. Once you click it and sign in with your credentials, it\u2019s basically game-over for you&#8211; you\u2019ve been <b>online scammed<\/b>.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li><span style=\"font-weight: 400;\"><strong><a href=\"https:\/\/www.cyber.gov.au\/acsc\/view-all-content\/threats\/scams\" target=\"_blank\" rel=\"noopener\">Mediums that you can get e-scammed<\/a><\/strong> on <\/span><span style=\"font-weight: 400;\">email, SMS, dating sites, social media sites, instant messaging, and video communication.\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><b>Common Online Scams\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Some common online scams and their basis include but are not limited to:\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> Scammers set up a hoax to act as a fake charity [this can include going as far as making a fake website]\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> They strike in response to real emergencies or disasters occurring\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Typically a user will receive a message claiming that they have an undelivered package awaiting its pickup.\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Scams can occur by simply clicking a link to do something like print a delivery receipt. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Once this link is clicked, users may be tricked into downloading malware <\/span>\n<ul>\n<li><span style=\"font-weight: 400;\">A user\u2019s information [personal or financial] may be compromised as a result <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Typically occurs in the form of \u201ctechnical support scams\u201d\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-weight: 400;\"> Scammers contact people over the phone and get access to the users&#8217; computers <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Scams can include things like stealing money and compromising user information<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Scammers pull users by creating fake online shopping sites or advertisements that may look legitimate\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Scammers claim to be registered tax agents associated with credible brands\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> From here, they can use fancy language to convince a person into disclosing tax returns\/refund information\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><b>Other Types of E-Scamming\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Online scamming can also be referred to as <\/span><b>internet fraud. <\/b><span style=\"font-weight: 400;\">Internet fraud targets people using online software to take advantage of users via an internet connection.\u00a0<\/span><\/p>\n<h3><b>Types of internet fraud attacks:\u00a0<\/b><\/h3>\n<ul>\n<li><b>Data Breach: <\/b><span style=\"font-weight: 400;\">protected data is stolen from a secure place and put into an untrusted place\u00a0<\/span><\/li>\n<li><b>Denial of Service, DoS: <\/b><span style=\"font-weight: 400;\">interrupts access of traffic to an online network with the intention to cause malicious intent\u00a0<\/span><\/li>\n<li><b>Malware: <\/b><span style=\"font-weight: 400;\">malicious software is used to damage\/disable a user&#8217;s device <\/span>\n<ul>\n<li><span style=\"font-weight: 400;\">It May be utilized to obtain a user\u2019s personal credentials and information <\/span><\/li>\n<\/ul>\n<\/li>\n<li><b>Ransomware: <\/b><span style=\"font-weight: 400;\">demands that the user pay a ransom to get access to their data restored <\/span>\n<ul>\n<li><span style=\"font-weight: 400;\">Typically may be delivered via phishing attacks\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<li><b>Business Email Compromise, BEC: <\/b><span style=\"font-weight: 400;\">targets businesses that make constant wired payments <\/span>\n<ul>\n<li>Compromises authenticated emails to submit unauthorized payments<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><b>Tips Indicating a Potential Scam\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Indications of a scam in messages may include but <\/span><i><span style=\"font-weight: 400;\">are not limited to<\/span><\/i><span style=\"font-weight: 400;\">:\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">The message includes a link to click asking you to confirm certain details<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The message is not addressed to you personally\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> There is an alarming sense of urgency in the message\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Humanity Wealth Advisors believes in sharing <strong><a href=\"https:\/\/humanitywealth.com\/resources\/\" target=\"_blank\" rel=\"noopener\">good knowledge and education<\/a><\/strong>. We believe your financial wellness comes from knowing good information&#8211; after all, knowledge is power.\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> The articles we provide are a free service used simply to educate, and pass knowledge; a knowledgable investor is a great investor!\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Online scams can compromise your credentials which may lead to a deflection of financial planning; giving readers information on cybersecurity helps us meet our goal to educate the general public\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><strong><a href=\"https:\/\/humanitywealth.com\/contact-us\/\" target=\"_blank\" rel=\"noopener\">Contact us<\/a> <\/strong>if financial planning is crucial to you- we can help you with that. <\/span><b><\/b><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/info.humanitywealth.com\/free-ebook-5-easy-steps-to-start-retirement-planning-now\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-771\" src=\"https:\/\/humanitywealth.com\/wp-content\/uploads\/2022\/06\/Untitled-design.jpg\" alt=\"eBook Offer: 5 Easy Steps to Start Retirement Planning Now\" width=\"921\" height=\"344\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nowadays, we find almost every single person constantly on their device. Whether it be for leisure or for work, people are glued to their devices. What\u2019s scary to think about is how we can be [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1077,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[50],"tags":[52,49,51],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Don&#039;t Let Online Scams Ruin Your Finances - Humanity Wealth Advisors<\/title>\n<meta name=\"description\" content=\"Learn about the different types of online scams and how to protect yourself from becoming a victim - for yourself and your finances.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/humanitywealth.com\/financial-literacy\/dont-let-online-scams-ruin-your-finances\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don&#039;t Let Online Scams Ruin Your Finances - 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