{"id":1111,"date":"2022-05-12T06:00:28","date_gmt":"2022-05-12T13:00:28","guid":{"rendered":"https:\/\/humanitywealth.com\/?p=1111"},"modified":"2022-07-14T17:26:11","modified_gmt":"2022-07-14T17:26:11","slug":"what-is-cyber-security-and-how-can-it-protect-your-finances","status":"publish","type":"post","link":"https:\/\/humanitywealth.com\/financial-literacy\/what-is-cyber-security-and-how-can-it-protect-your-finances\/","title":{"rendered":"What Is Cyber Security And How Can It Protect Your Finances?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Cyber Security. Sounds like <\/span>protecting things <span style=\"font-weight: 400;\">online, right? That\u2019s exactly what it is but with a variety of components. Think about ice cream. We all know what ice cream is and how we go about eating it- what\u2019s key to note is that ice cream has different flavors. These different flavors are the different components we&#8217;re going to address here.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>What is Cyber Security?\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Cyber security is an <\/span>art that requires protection<span style=\"font-weight: 400;\">. Essentially, cyber security experts are \u201cdoing art\u201d by acting as <\/span>guardians <span style=\"font-weight: 400;\">for the virtual world.\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> The art of cyber security is made up of tasks like <\/span><a href=\"https:\/\/www.cisa.gov\/uscert\/ncas\/tips\/ST04-001\" target=\"_blank\" rel=\"noopener\"><b>protecting networks, devices, and data<\/b><\/a><b> <\/b><span style=\"font-weight: 400;\">from getting into unwanted hands!<\/span><b>\u00a0<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">What are the <\/span><i><span style=\"font-weight: 400;\">dangers <\/span><\/i><span style=\"font-weight: 400;\">that could occur if someone has poor cyber security? <\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Malware could erase your entire system\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Your files could be changed and manipulated\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> An attacker could use your device to attack other devices\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Your credit card info could be stolen. The attacker could go as far as making purchases with it too!\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">So the question becomes, how should one defend themselves against a cyber attack? It all starts with understanding the basics involved with cyber security which is exactly what we\u2019re going to delve into!\u00a0<\/span><\/p>\n<h2><\/h2>\n<h2><b>Basic Terms\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Let\u2019s start by understanding some common terms used in this field. Once you familiarize yourself with these terms, we\u2019re one step closer towards increasing your safety from such attacks!\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">People who want to show certain flaws in systems and software so that <\/span>they benefit. <span style=\"font-weight: 400;\">The way they show these flaws is illegal and a <\/span><i><span style=\"font-weight: 400;\">violation <\/span><\/i><span style=\"font-weight: 400;\">of the software in itself. It\u2019s kind of like you asking someone for permission to do something&#8211; they say no, yet you still do it. Except in this, hackers don\u2019t ask for permission.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Basically, these are files you <\/span>don\u2019t want <span style=\"font-weight: 400;\">on your device. These files are capable of causing harm to your device and exposing data. Malware is like a <\/span>mosquito<span style=\"font-weight: 400;\">&#8212; you don\u2019t want them to be there, and when they\u2019re there, they cause havoc.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be careful though, there are so many different kinds of malware. Viruses, Trojan Horses, and Worms are just a few.\u00a0<\/span><\/p>\n<ul>\n<li>Trojan Horses<span style=\"font-weight: 400;\">: As the name indicates, trojan horse malware basically tricks the user. It\u2019s malware that puts on a disguise, and once the user falls for the bait, the damage it can do varies.\u00a0<\/span><\/li>\n<li>Viruses: <span style=\"font-weight: 400;\">This is a kind of malware that is brought onto someone\u2019s device without their knowledge. Once on the device, it performs corrupts how one&#8217;s device works.\u00a0<\/span><\/li>\n<li>Worms: T<span style=\"font-weight: 400;\">his is malware that copies and pastes itself from device to device. Essentially a variant of a Trojan Horse.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These are simply a software\u2019s <\/span><i>\u201cweak spot.\u201d <\/i><span style=\"font-weight: 400;\">For example, let\u2019s say two people are in a boxing rink&#8211; one man goes down, and the attacker will then hit the man down in the place with the most injury to win the match. This is essentially what vulnerability is. The weakness (most injured spot) in the software acts as a loophole for attackers to go through.\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> Once attackers get past this loophole, they gain access to devices and take actions on your behalf.\u00a0<\/span><\/li>\n<\/ul>\n<h2><\/h2>\n<h2><b>How Can One Stay Safe From Cyber Attacks?\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The best way to stay safe? <\/span>Reduce vulnerability!!<\/p>\n<p><span style=\"font-weight: 400;\">Vulnerability can be reduced by:<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/humanitywealth.com\/financial-literacy\/protect-your-investments-with-mobile-device-security\/\" target=\"_blank\" rel=\"noopener\">Keep software up to date<\/a><\/strong><span style=\"font-weight: 400;\">. The more updated the software on your device, the less \u201cweak spots\u201d the attacker has to break in.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Have reputable <\/span>anti-virus software <span style=\"font-weight: 400;\">installed.\u00a0<\/span>S<span style=\"font-weight: 400;\">oftware to protect against <strong><a href=\"https:\/\/humanitywealth.com\/financial-literacy\/dont-let-online-scams-ruin-your-finances\/\" target=\"_blank\" rel=\"noopener\">malicious threats<\/a><\/strong>.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">\u00a0<\/span>Create strong passwords.<\/li>\n<li><span style=\"font-weight: 400;\"> Enable <\/span>multi-factor authentication, MFA- <span style=\"font-weight: 400;\">MFA consists of processes used to validate one&#8217;s identity. Think about it, if someone only has one obstacle in your way vs. a route where someone else has 5-10 obstacles in your way, you\u2019re going to lean towards the route with the least obstacles. That\u2019s the same path attackers would lean towards. So, having MFA would make it more difficult for the attacker.\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Install a <\/span>firewall<span style=\"font-weight: 400;\">&#8211; firewalls create a wall between <strong><a href=\"https:\/\/humanitywealth.com\/financial-literacy\/how-to-use-public-wi-fi-safely\/\" target=\"_blank\" rel=\"noopener\">unprotected vs. protected networks<\/a><\/strong>. They operate like a traffic guard- regulating what goes in and out.\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3 style=\"text-align: center;\"><a href=\"https:\/\/humanitywealth.com\/why-choose-us\/\" target=\"_blank\" rel=\"noopener\"><b><i>Our mission is to help you pursue your biggest financial ambitions by giving you resources and financial education.<\/i><\/b><\/a><b><i>\u00a0<\/i><\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Humanity Wealth Advisors believes in sharing good knowledge and education. We believe your financial wellness comes from knowing good information- after all, knowledge is power.\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> The articles we provide are a free service used simply to educate and pass knowledge; a knowledgeable investor is a great investor!\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Compromise of your cybersecurity can lead to a deflection of financial planning; giving readers information on cybersecurity helps us meet our goal to educate the general public.\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Contact us if financial planning is crucial to you- we can help you with that.\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/info.humanitywealth.com\/free-ebook-5-easy-steps-to-start-retirement-planning-now\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-771\" src=\"https:\/\/humanitywealth.com\/wp-content\/uploads\/2022\/06\/Untitled-design.jpg\" alt=\"eBook Offer: 5 Easy Steps to Start Retirement Planning Now\" width=\"921\" height=\"344\" \/><\/a><\/p>\n<h5><\/h5>\n","protected":false},"excerpt":{"rendered":"<p>Cyber Security. Sounds like protecting things online, right? That\u2019s exactly what it is but with a variety of components. Think about ice cream. We all know what ice cream is and how we go about [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[50],"tags":[64,53,51,56],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Is Cyber Security And How Can It Protect Your Finances?<\/title>\n<meta name=\"description\" content=\"Find out what cyber security is, the different components involved in protecting yourself online, and why you need an expert on your side.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/humanitywealth.com\/financial-literacy\/what-is-cyber-security-and-how-can-it-protect-your-finances\/\" \/>\n<meta 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