{"id":2491,"date":"2023-11-20T08:34:00","date_gmt":"2023-11-20T16:34:00","guid":{"rendered":"https:\/\/humanitywealth.com\/?p=2491"},"modified":"2023-11-17T12:39:29","modified_gmt":"2023-11-17T20:39:29","slug":"bay-area-financial-planning-create-a-strong-financial-foundation","status":"publish","type":"post","link":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/","title":{"rendered":"Bay Area Financial Planning: Create a Strong Financial Foundation"},"content":{"rendered":"\n<p>Having lived in many different places, I landed in the Bay Area many years ago. It\u2019s one of the most highly desirable places to live in the U.S., especially if you are in the technology industry.&nbsp;<\/p>\n\n\n\n<p>One of the financial challenges with living in the Bay Area is the exceptionally high cost of living, one of the highest in the nation. For example, San Francisco\u2019s cost of living index is <a href=\"https:\/\/www.rentcafe.com\/cost-of-living-calculator\/us\/ca\/san-francisco\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>76% higher than the national averag<\/strong><\/a><a href=\"https:\/\/www.rentcafe.com\/cost-of-living-calculator\/us\/ca\/san-francisco\/\"><strong>e<\/strong><\/a>!<\/p>\n\n\n\n<p>This creates a need for sophisticated planning to build a strong financial foundation. As Benjamin Franklin once said, \u201cFailing to plan is planning to fail.\u201d&nbsp;<\/p>\n\n\n\n<p>If you live in the Bay Area, you should consider a comprehensive financial plan considering your financial goals, current and projected income, and expenses. Your plan should also consider how your investments should be managed, both today and in the future.&nbsp;<\/p>\n\n\n\n<p>Partnering with an <a href=\"https:\/\/humanitywealth.com\/about-us\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>independent financial planner<\/strong><\/a> can provide valuable guidance and unbiased advice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The Foundations of Financial Planning<\/strong><\/h2>\n\n\n\n<p>Financial planning is like planning a cross-country road trip. Just like you wouldn&#8217;t start a long journey without a clear destination, a map, and adequate provisions, you shouldn&#8217;t try navigating your financial life without a destination and a plan.<\/p>\n\n\n\n<p>Imagine setting off on a major trip. You have a destination in mind and a plan to reach that location in time. The same can be said for several financial destinations &#8211; stops along the way: Buying a home, college education for your children, an early retirement, pursuing a passion after retirement.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Before you start, you will need an objective assessment of where you are now:<\/p>\n\n\n\n<ul>\n<li>What&#8217;s the condition of your car (your current financial health)?&nbsp;<\/li>\n\n\n\n<li>How much fuel will you need for the trip (your savings)?&nbsp;<\/li>\n\n\n\n<li>What obstacles might you face on the way (unexpected expenses or financial challenges)?<\/li>\n\n\n\n<li>What happens if you experience bad weather (volatile securities markets)?<\/li>\n<\/ul>\n\n\n\n<p>Like any trip, it&#8217;s not enough to set off and hope for the best. You need a roadmap. In financial planning, this roadmap is your financial plan, which outlines the steps you&#8217;ll need to take to reach your destination or goals.<\/p>\n\n\n\n<p>When you\u2019re on the road, you\u2019ll come across signs that direct you toward your destination, much like financial indicators and milestones that monitor your pursuits so you know you are on the right track.&nbsp;<\/p>\n\n\n\n<p>You may also come across unexpected detours and traffic jams. Maybe the car breaks down (an unexpected medical expense), or there&#8217;s major road construction that stops traffic (job loss). A good financial plan, like a well-prepared traveler, anticipates these setbacks and has provisions or alternate routes in mind.<\/p>\n\n\n\n<p>And remember, while the destination is important, it&#8217;s also about your journey. Similarly, while pursuing your financial goals is the objective, the way you get there, how you manage your money, the investments you choose, and the habits you cultivate\u2014plays a significant role in your overall financial and emotional well-being.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Financial Planning Strategies for <\/strong><a href=\"https:\/\/humanitywealth.com\/financial-planning-for-millennials-in-the-bay-area\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Millennials in the Bay Area<\/strong><\/a><\/h2>\n\n\n\n<p>As a millennial, you may face specific financial challenges such as managing student debt, building an emergency fund, saving for a home, and building a nest egg for retirement. These goals might be more difficult to pursue when you live in the Bay Area with its higher cost of living.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Having a financial plan can help you identify your goals and the strategy you will employ to pursue them.&nbsp;<\/p>\n\n\n\n<p>For example, here are a few tactics that you could include in a financial plan to address how you might address paying down substantial amounts of student debt:&nbsp;<\/p>\n\n\n\n<ul>\n<li>Investigate federal student aid programs and grants, which can offer financial assistance without accruing debt.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Explore income-driven repayment plans for existing loans, which align your monthly payments with your income, making them more manageable over time.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Consider making extra payments whenever possible to whittle down your debt.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Refinance your loans when lower interest rates are available.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Explore whether you qualify for loan forgiveness programs\u2014they can be a game-changer for your financial future.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Check if you&#8217;re eligible for interest rate reductions based on discounts specific lenders offer.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Take advantage of tax deductions that could reduce your taxable income based on student loan interest payments.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Another example of how you use a financial plan is the accumulation of assets for your retirement years. How and when you save should be an integral part of your retirement planning process.<\/p>\n\n\n\n<p><a href=\"https:\/\/youtu.be\/98oeFMwAmsA?si=T7YSj7pTqAx4a3iQ\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Watch our video on \u201cFee-Only Financial Planning to Ensure All Aspects of Your Life Are Covered.\u201d<\/em><\/strong><\/a><\/p>\n\n\n\n<p>You see, it\u2019s all about the mathematics for compounding rates of return over more extended periods. The more you save and the longer you save, the more money you have later in life.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>Following are five popular strategies that millennials use to kickstart their retirement savings:<\/p>\n\n\n\n<ul>\n<li>Define specific retirement goals, timelines, and milestones. Having clear objectives will help you stay on track and track your progress.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Start your retirement savings as soon as you can. The sooner you start, the more time your investments have to grow.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Make regular contributions to retirement accounts like 401(k)s or IRAs. Consistency helps build a solid financial foundation.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Allocate your investments across various asset classes to minimize your risk of significant losses. A diversified portfolio can also enhance long-term returns.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Prioritize paying off high-interest debts to free up more funds for retirement savings. Debt reduction is a crucial part of financial planning.<\/li>\n<\/ul>\n\n\n\n<p><strong>The Importance of Working with a Bay Area Fiduciary Financial Planner<\/strong><\/p>\n\n\n\n<p>At Humanity Wealth Advisors, we believe highly quality financial help should be accessible to everyone. With two decades of experience providing wealth management solutions to successful families and individuals in the Bay Area and beyond, we&#8217;ve seen firsthand the scarcity of meaningful financial advice and education for millennials and their families.&nbsp;<\/p>\n\n\n\n<p>Our mission is to bridge this gap, ensuring that individuals from all walks of life can find the answers to their financial queries, no matter how complex or straightforward.<\/p>\n\n\n\n<p>The unfortunate reality is that without substantial assets, securing a consultation with a financial advisor can be easier. That&#8217;s why we founded Humanity Wealth Advisors \u2014 to cultivate an inclusive environment where financial tools and educational resources are available to everyone, regardless of income or current financial situation.\u00a0\u00a0<br>Ready to learn more about our financial planning services? <a href=\"https:\/\/info.humanitywealth.com\/contact-us\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Connect with us<\/strong><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Having lived in many different places, I landed in the Bay Area many years ago. It\u2019s one of the most highly desirable places to live in the U.S., especially if you are in the technology [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":2495,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[39],"tags":[140,131,135],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bay Area Financial Planning: Create a Strong Financial Foundation - Humanity Wealth Advisors<\/title>\n<meta name=\"description\" content=\"Pursue a stable financial future with a comprehensive Bay Area financial plan. Our experienced team can help you build a robust financial foundation that accounts for today and tomorrow.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bay Area Financial Planning: Create a Strong Financial Foundation - Humanity Wealth Advisors\" \/>\n<meta property=\"og:description\" content=\"Pursue a stable financial future with a comprehensive Bay Area financial plan. Our experienced team can help you build a robust financial foundation that accounts for today and tomorrow.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/\" \/>\n<meta property=\"og:site_name\" content=\"Humanity Wealth Advisors\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-20T16:34:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-11-17T20:39:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Harry Sherdil\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Harry Sherdil\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/\",\"url\":\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/\",\"name\":\"Bay Area Financial Planning: Create a Strong Financial Foundation - Humanity Wealth Advisors\",\"isPartOf\":{\"@id\":\"https:\/\/humanitywealth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg\",\"datePublished\":\"2023-11-20T16:34:00+00:00\",\"dateModified\":\"2023-11-17T20:39:29+00:00\",\"author\":{\"@id\":\"https:\/\/humanitywealth.com\/#\/schema\/person\/ddb5f1da0f50d1162bfbe63975838d09\"},\"description\":\"Pursue a stable financial future with a comprehensive Bay Area financial plan. Our experienced team can help you build a robust financial foundation that accounts for today and tomorrow.\",\"breadcrumb\":{\"@id\":\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#primaryimage\",\"url\":\"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg\",\"contentUrl\":\"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg\",\"width\":2560,\"height\":1440,\"caption\":\"Bay Area Financial Planning humanitywealth.com\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/humanitywealth.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bay Area Financial Planning: Create a Strong Financial Foundation\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/humanitywealth.com\/#website\",\"url\":\"https:\/\/humanitywealth.com\/\",\"name\":\"Humanity Wealth Advisors\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/humanitywealth.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/humanitywealth.com\/#\/schema\/person\/ddb5f1da0f50d1162bfbe63975838d09\",\"name\":\"Harry Sherdil\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/humanitywealth.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/65005a8f89c92240cc78168a22d8907a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/65005a8f89c92240cc78168a22d8907a?s=96&d=mm&r=g\",\"caption\":\"Harry Sherdil\"},\"description\":\"As a fiduciary financial advisor at an independent firm, Harry strives to offer the same resources, tools, and research as bigger firms while serving new and existing clients' best interests.\",\"url\":\"https:\/\/humanitywealth.com\/author\/harry\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bay Area Financial Planning: Create a Strong Financial Foundation - Humanity Wealth Advisors","description":"Pursue a stable financial future with a comprehensive Bay Area financial plan. Our experienced team can help you build a robust financial foundation that accounts for today and tomorrow.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/","og_locale":"en_US","og_type":"article","og_title":"Bay Area Financial Planning: Create a Strong Financial Foundation - Humanity Wealth Advisors","og_description":"Pursue a stable financial future with a comprehensive Bay Area financial plan. Our experienced team can help you build a robust financial foundation that accounts for today and tomorrow.","og_url":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/","og_site_name":"Humanity Wealth Advisors","article_published_time":"2023-11-20T16:34:00+00:00","article_modified_time":"2023-11-17T20:39:29+00:00","og_image":[{"width":2560,"height":1440,"url":"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg","type":"image\/jpeg"}],"author":"Harry Sherdil","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Harry Sherdil","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/","url":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/","name":"Bay Area Financial Planning: Create a Strong Financial Foundation - Humanity Wealth Advisors","isPartOf":{"@id":"https:\/\/humanitywealth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#primaryimage"},"image":{"@id":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#primaryimage"},"thumbnailUrl":"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg","datePublished":"2023-11-20T16:34:00+00:00","dateModified":"2023-11-17T20:39:29+00:00","author":{"@id":"https:\/\/humanitywealth.com\/#\/schema\/person\/ddb5f1da0f50d1162bfbe63975838d09"},"description":"Pursue a stable financial future with a comprehensive Bay Area financial plan. Our experienced team can help you build a robust financial foundation that accounts for today and tomorrow.","breadcrumb":{"@id":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#primaryimage","url":"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg","contentUrl":"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg","width":2560,"height":1440,"caption":"Bay Area Financial Planning humanitywealth.com"},{"@type":"BreadcrumbList","@id":"https:\/\/humanitywealth.com\/financial-planning\/bay-area-financial-planning-create-a-strong-financial-foundation\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/humanitywealth.com\/"},{"@type":"ListItem","position":2,"name":"Bay Area Financial Planning: Create a Strong Financial Foundation"}]},{"@type":"WebSite","@id":"https:\/\/humanitywealth.com\/#website","url":"https:\/\/humanitywealth.com\/","name":"Humanity Wealth Advisors","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/humanitywealth.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/humanitywealth.com\/#\/schema\/person\/ddb5f1da0f50d1162bfbe63975838d09","name":"Harry Sherdil","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/humanitywealth.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/65005a8f89c92240cc78168a22d8907a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/65005a8f89c92240cc78168a22d8907a?s=96&d=mm&r=g","caption":"Harry Sherdil"},"description":"As a fiduciary financial advisor at an independent firm, Harry strives to offer the same resources, tools, and research as bigger firms while serving new and existing clients' best interests.","url":"https:\/\/humanitywealth.com\/author\/harry\/"}]}},"custom":{"td_video":"","featured_image":"https:\/\/humanitywealth.com\/wp-content\/uploads\/2023\/11\/Bay-Area-Financial-Planning-humanitywealth.com_-scaled.jpeg","author":{"name":"Harry Sherdil","avatar":"https:\/\/secure.gravatar.com\/avatar\/65005a8f89c92240cc78168a22d8907a?s=96&d=mm&r=g"},"categories":[{"term_id":39,"name":"Financial Planning","slug":"financial-planning","term_group":0,"term_taxonomy_id":39,"taxonomy":"category","description":"","parent":0,"count":68,"filter":"raw","cat_ID":39,"category_count":68,"category_description":"","cat_name":"Financial Planning","category_nicename":"financial-planning","category_parent":0}]},"_links":{"self":[{"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/posts\/2491"}],"collection":[{"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/comments?post=2491"}],"version-history":[{"count":3,"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/posts\/2491\/revisions"}],"predecessor-version":[{"id":2496,"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/posts\/2491\/revisions\/2496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/media\/2495"}],"wp:attachment":[{"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/media?parent=2491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/categories?post=2491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/humanitywealth.com\/wp-json\/wp\/v2\/tags?post=2491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}